UK Parliament / Open data

Consumer Credit Bill

Debate on bills and Committee proceeding on Tuesday, 8 November 2005, in the House of Lords.

About these Parliamentary proceedings

Reference

675 c131-80GC 

Session

2005-06

Department

Department of Trade and Industry
Committee of the Whole House (HL)

Procedure

New clauses

Chamber / Committee

House of Lords Grand Committee

Related items

Consumer Credit Bill. Brought from House of Commons. Explanatory Notes Hl Bill 18-EN also published
Tuesday, 19 July 2005
Bills
House of Lords

Proceeding contributions

Baroness Howe of Idlicote | 675 c178-80GC (Link to this contribution) I am grateful to Members who have spoken in this short exchange. I hear what the Minister says. I wo...
Baroness Miller of Hendon | 675 c177GC (Link to this contribution) We associate ourselves with the sentiments expressed by the noble Lord, Lord Razzall, about the nobl...

Show all contributions (51)
Baroness Miller of Hendon | 675 c163GC (Link to this contribution) I am not really surprised that the Minister does not think that these amendments are necessary. It a...
Lord Sainsbury of Turville | 675 c180GC (Link to this contribution) This may be a convenient moment for the Committee to adjourn until Wednesday 16 November at 3.30 pm....
Lord Sainsbury of Turville | 675 c177-8GC (Link to this contribution) The examples given by the noble Baroness are all regrettable. The Government are working to ensure r...
Lord Sainsbury of Turville | 675 c171-5GC (Link to this contribution) The noble Lord, Lord Razzall, proposes that the new unfair relationship test should have some form o...
Lord Sainsbury of Turville | 675 c164-5GC (Link to this contribution) Amendment No. 25 raises an important issue. While the Government support the noble Lord’s attempt, t...
Lord De Mauley | 675 c150-2GC (Link to this contribution) We concur with the spirit of Amendment No. 18 proposed by the noble Lord, Lord Razzall, but it is no...
Lord Sainsbury of Turville | 675 c159-62GC (Link to this contribution) The Government do not think that the approach set out in Amendment No. 21 is appropriate. We believe...
Viscount Allenby of Megiddo | 675 c162-3GC (Link to this contribution) I have to interrupt the noble Lord as a Division has been called. We shall adjourn for 10 minutes. ...
Lord Razzall | 675 c157GC (Link to this contribution) I am happy to beg leave to withdraw the amendment. Amendment, by leave, withdrawn. [Amendment No. ...
Baroness Miller of Hendon | 675 c157-9GC (Link to this contribution) moved Amendment No. 21:"Page 14, line 16, at end insert—" ““(   )   Regulations may make provision...
Lord Razzall | 675 c149GC (Link to this contribution) I should put that down to a mistype. It should say the highest. As it is a probing amendment, I am s...
Lord McKenzie of Luton | 675 c148GC (Link to this contribution) I confirm that we will have another look at the provision but we believe that it is sufficient. [Am...
Lord Razzall | 675 c138-9GC (Link to this contribution) moved Amendment No. 9:"Page 3, line 13, leave out ““an agreement includes””" The noble Lord said: I...
Baroness Turner of Camden | 675 c131GC (Link to this contribution) Perhaps I may remind your Lordships of two points of procedure. Noble Lords will speak standing, and...
Lord De Mauley | 675 c133-4GC (Link to this contribution) I join the noble Lord’s acknowledgement of the contributions of the various lobby groups. Before goi...
Lord De Mauley | 675 c165GC (Link to this contribution) I thank the Minister for his response to Amendment No. 25, which I will consider. I am also grateful...
Baroness Miller of Hendon | 675 c165-7GC (Link to this contribution) moved Amendment No. 27:"After Clause 22, insert the following new clause—"    ““APPROPRIATION OF P...
Lord Sainsbury of Turville | 675 c167-8GC (Link to this contribution) I feel extremely churlish, after that passionate appeal, in resisting this amendment. Let me do so. ...
Baroness Miller of Hendon | 675 c168GC (Link to this contribution) I certainly will withdraw it, because I have no choice. Having said that, I will look very carefully...
Lord De Mauley | 675 c170-1GC (Link to this contribution) On Amendment No. 28, as noble Lords will be aware, we have for the present withdrawn our amendments ...
Lord Razzall | 675 c150GC (Link to this contribution) moved Amendment No. 18:"After Clause 7, insert the following new clause—" ““CALCULATION OF INTERES...
Lord Razzall | 675 c154-5GC (Link to this contribution) I beg leave to withdraw the amendment. Amendment, by leave, withdrawn.
Lord Razzall | 675 c149-50GC (Link to this contribution) I beg leave to withdraw the amendment. Amendment, by leave, withdrawn. Clause 7 agreed to.
Lord Razzall | 675 c148GC (Link to this contribution) moved Amendment No. 17:"Page 5, line 45, at end insert ““, or" (   )   making a part payment, when...
Lord McKenzie of Luton | 675 c149GC (Link to this contribution) The Government recognise the need for consumers to receive information about the implications of not...
Earl of Mar and Kellie | 675 c147GC (Link to this contribution) I thank the Minister for replying to me for a second time. I do not promise not to return to the sub...
Lord McKenzie of Luton | 675 c147GC (Link to this contribution) I will take the points individually. I understand the point the noble Earl makes in suggesting that ...
Lord Razzall | 675 c147-8GC (Link to this contribution) had given notice of his intention to move Amendment No. 13:"Page 4, line 37, at end insert—" ““(  ...
Lord De Mauley | 675 c142-3GC (Link to this contribution) We were pleased to put our names to Amendments Nos. 13 and 15. However, regarding Amendment No. 13, ...
Earl of Mar and Kellie | 675 c141GC (Link to this contribution) moved Amendment No. 12:"Page 4, line 35, at end insert ““, and" (c)   shall, where the term of the...
Lord Sainsbury of Turville | 675 c139-41GC (Link to this contribution) The amendments tabled by the noble Lord, Lord Razzall, will change the requirements that exist in re...
Lord De Mauley | 675 c139GC (Link to this contribution) As with the previous group of amendments, Amendments Nos. 9 and 10 were tabled in the name of my hon...
Baroness Howe of Idlicote | 675 c176-7GC (Link to this contribution) moved Amendment No. 29:"Page 24, line 13, at end insert—" ““(   )   The OFT shall include within t...
Lord Razzall | 675 c175-6GC (Link to this contribution) I believe that at this stage I am withdrawing Amendment No. 28. The Minister is right when he says t...
Lord Razzall | 675 c177GC (Link to this contribution) In supporting the noble Baroness, I must say how sorry I am that the noble Lord, Lord Borrie, was un...
Lord Sainsbury of Turville | 675 c163GC (Link to this contribution) I was explaining that the Government cannot accept that we can attempt to impose general duties that...
Lord De Mauley | 675 c163-4GC (Link to this contribution) moved Amendment No. 25:"Page 15, line 20, at end insert ““; or" (d)   at the instance of the Offic...
Lord Razzall | 675 c168-70GC (Link to this contribution) moved Amendment No. 28:"After Clause 22, insert the following new clause—"    ““EXPIRY OF SECTIONS...
Lord Razzall | 675 c155GC (Link to this contribution) moved Amendment No. 19:"After Clause 7, insert the following new clause—"    ““PRIOR CONSENT OF DE...
Lord McKenzie of Luton | 675 c155-7GC (Link to this contribution) The amendment of the noble Lord, Lord Razzall, suggests that the Bill should include a notice on sta...
Lord McKenzie of Luton | 675 c152-4GC (Link to this contribution) Amendments Nos. 18 and 20 concern issues of transparency. I will deal with each of the amendments in...
Lord De Mauley | 675 c148-9GC (Link to this contribution) I may be missing a point here, but I believe our Amendment No. 27 attempts to address this in a slig...
Earl of Mar and Kellie | 675 c146-7GC (Link to this contribution) The Minister said that my proposal to extend this period from 12 months to two months would be too d...
Lord McKenzie of Luton | 675 c143-6GC (Link to this contribution) This group of amendments, tabled by the noble Earl, Lord Mar and Kellie, and the noble Lord, Lord Ra...
Lord Razzall | 675 c141-2GC (Link to this contribution) I am perfectly happy to take all the amendments in the group together, so I shall speak to Amendment...
Lord Razzall | 675 c141GC (Link to this contribution) I am happy to seek leave to withdraw the amendment. Amendment, by leave, withdrawn. [Amendments No...
Lord Razzall | 675 c138GC (Link to this contribution) I thank the Minister. I am happy to seek leave to withdraw the amendment. However, I say for the ben...
Lord Sainsbury of Turville | 675 c134-8GC (Link to this contribution) The amendments tabled by the noble Lord, Lord Razzall, seek to alter the requirements that exist in ...
Lord Razzall | 675 c131-3GC (Link to this contribution) moved Amendment No. 1:"Page 2, line 8, leave out ““the agreement includes””" The noble Lord said: I...

Subjects

Consumers
Courts
Debts
Credit agreements
Credit
Credit cards
Licensing
Exemptions
Instalment credit
Interest rates
Protection
Powers
Loans
Office of Fair Trading
Regulation
Repayments
Unfair practices

Legislation

Consumer Credit Bill 2005-06

Link

View this Parliamentary proceeding on www.publications.parliament.uk
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