My Lords, in moving Amendment 172, I will also speak to Amendments 173, 177, 179, 180 and 186, to be inserted after Clause 79. These are about victims’ financial losses, which can often arise as a result of an assault on their person, their property or their belongings. The amendments seek to ensure that the authorities and the perpetrators are made available of these costs and that, in turn, where possible, there might be some restitution for these innocent people whose property and goods have been attacked.
I bring the issue to the Committee’s attention based on a most unfortunate and regrettable experience of a friend of mine, Mr James McAra, who lives just outside Scunthorpe. He was at home watching television on the evening of 13 September this year in his house at Ashby. He was alone—he is a widower, aged 78 years, who has lived there for 55 years. He has brought up his family; they have all flown the nest and he is left alone. At 10 pm, his life was changed. There was a terrific crash outside the house, then suddenly his windows were smashed in and his front door was crashed down. Five masked, armed men with sledgehammers appeared in the house. He confronted one of them, who then gave him a push and shouted to his accomplices, “Oh fuck, it’s an old man. We’ve got the wrong effing house.” With that, they turned around, ran out and left him in a terrific state of shock. In the event, it turns out that the noise outside had been the smashing of his car with sledgehammers. It was so badly damaged that it has had to be written off.
As noble Lords can imagine, this is a most distressing experience—an attack and assault—for a man of such an age. The police arrived promptly; by all accounts, they were excellent and knew straightaway what had happened. The two houses next door had been raided on numerous occasions over the last two years in relation to drug dealing, and only two months earlier a young man had been found dead in one of them. The police believed that the attack on his property was intended for one of those houses, related to the ongoing drugs problem. This couple of houses, with numerous instances of anti-social behaviour, has made this once peaceful street a nightmare to live in. As a consequence, James is now considering moving because of this sickening experience and attack.
I turn to the amendments. To compound matters, Mr McAra is well out of pocket from this experience. The car insurance in no way covers the cost of the replacement car he has had to get. Then he has had to pay the excesses on the house insurance for new doors
and new windows, and he has now been told that his future insurance premiums on his car and his property—the lot—will go up next year. Where is the justice for a victim of this kind?
I suspect that the chance of getting some reparations from the attackers, if they could be found, arrested and convicted, is quite a long shot. However, we have been disturbed to learn that it is not always understood by the authorities what the total cost has been and that there is no formal request for a record of the costs that might arise, in a variety of different ways, when someone is attacked in this way. Obviously, a requirement for conversations with the victims is laid down and victim support is offered, but financial losses are not necessarily recorded. I believe, and I am sure noble Lords share this view, that they should be. They should be taken into account in determining punishments and, if it is possible to get restitution, they should be known factors taken into account for that purpose.
Having heard this story, I am sure that noble Lords, like me, feel that it is time for some changes to try to give further assistance to victims. Mr McAra’s constituency MP is Holly Mumby-Croft, a Conservative MP who knows all about these facts and has been as supportive as she could be in the circumstances. She has been advised that these amendments will be put before the Committee today and, in due course, we are hoping they will be adopted and go back to the Commons. I think she is hoping that she can look for a sympathetic hearing from the Front Bench today. For positive action, in adopting these amendments, which will cost little to implement, we must go some way towards actually making changes. The amendments before us would facilitate such changes. On behalf of victims affected in this way, particularly Mr McAra, I have great pleasure in moving this amendment.