Financial Guidance and Claims Bill [HL]

My Lords, my name was added to the three amendments. I declare my interests as set out in the reg...

I was on the Financial Exclusion Committee. When we talk about targeting the vulnerable, it is no...

My Lords, I join this debate relatively late and I hope the House will forgive my intervention. I...

My Lords, I understand the motives of the noble Lord, Lord Sharkey, and other noble Lords in seek...

My Lords, perhaps I can be helpful on a couple of the points just raised by the noble Viscount, L...

Before the noble Baroness sits down, will she clarify one thing? She was critical of my suggestio...

I thought that we could only speak once on Report, but I hope that the House will excuse me if I ...

My Lords, I am full of respect for and sympathy with the amendments and the spirit in which they ...

I would like to ask whether the “direct approaches” referred to in proposed subsection (3E) need ...

That would fall within the ambit of the consumer protection function of the SFGB.

4 pm

My Lords, I will be quick, as the House obviously wants to make progress on this. As a former bus...

My Lords, I start by thanking the noble Lord, Lord Sharkey, for his comprehensive introduction of...

My Lords, I thank all noble Lords who have taken part in this important debate with which we begi...

My Lords, I am sorry to interrupt, and I have listened to the whole debate, but how can a Governm...

My Lords, I beg to differ. Despite the noble Lord’s extensive experience in another place, it is ...

I think the Minister distinctly said that she was considering a ban being introduced in the Commo...

I have already made it clear, as we did in Committee, that we intend to bring forward a ban on pe...

This amendment is in scope. It allows the banning not only of cold calling, but of a broader rang...

That is why I am making it clear that banning pensions cold calling is out of scope of this Bill,...

My Lords, before my noble friend sits down, she has given a commitment to legislate, or move an a...

I am very grateful to my noble friend for clarifying that point.

My Lords, I am grateful to all noble Lords who have spoken in this debate. I am particularly grat...

Moved by

Lord Sharkey

2: Clause 2, page 2, line 18, at end insert—

“(3A) In exe...

I wish to test the opinion of the House.

Moved by

Baroness Buscombe

3: Clause 2, page 2, line 19, after “public,” insert “free...

My Lords, before turning to Amendment 3, it may be helpful to the House if I were to say now that...

My Lords, I support and very much welcome these government amendments. I thank the Minister for t...

My Lords, I join in thanking the Minister for bringing these amendments forward. I think she reco...

My Lords, I thank the noble Baroness for making the statement she did at the Dispatch Box at the ...

Moved by

Baroness Drake

4: Clause 2, page 2, line 21, at end insert “including by mea...

My Lords, the intent of Amendment 4 is to require that the introduction of a pensions dashboard s...

My Lords, I congratulate the noble Baroness, Lady Drake, on such an extraordinarily comprehensive...

My Lords, I too congratulate the Government on their decision to host the pensions dashboard and ...

My Lords, I too thank the Government for the announcement that the dashboard is to be taken forwa...

My Lords, this amendment, tabled by the noble Baroness, Lady Drake, is identical to the one table...

My Lords, I am grateful to the Minister for her reply. I tabled my amendment for two reasons: the...

Moved by

Baroness Buscombe

5: Clause 2, page 2, line 22, after “England,” insert “fre...

Moved by

Lord Sharkey

7: Clause 2, page 2, line 27, at end insert—

“( ) The con...

Moved by

Lord McKenzie of Luton

8: Clause 2, page 2, line 28, after “support” insert ...

My Lords, I will also speak to Amendment 17. Together, these amendments revisit the issue that we...

My Lords, I was glad to add my name to Amendment 8, moved by the noble Lord, Lord McKenzie of Lut...

My Lords, nobody in this House would disagree with the idea that we must do as much as possible t...

My Lords, I rise briefly to add my strong support for the amendments. In so doing, I apologise to...

My Lords, the co-pilot is in charge for this leg of the journey. I take this opportunity to addre...

My Lords, I thank the Minister for his reply which does not surprise me in great detail. May I st...

Perhaps I can reassure the noble Lord, Lord McKenzie. Of course, the SFGB is going to work closel...

I thank the noble Lord for that clarification. The amendment does not suggest that the single bod...

The noble Lord may be tempting me to say something beyond my pay grade about what is in order at ...

Clearly, the Minister is a safe pair of hands in the cockpit. I thank him for that. I am grateful...

Moved by

Lord Stevenson of Balmacara

9: Clause 2, page 2, line 32, after “children” i...

My Lords, I will speak also to Amendment 10 in this group. We may repeat some of the ground that ...

Obviously, we support these amendments. The Government’s argument has always been that this issue...

My Lords, I thank the noble Lord, Lord Stevenson, for his very important comments in introducing ...

My Lords, in response to the comments of the noble Lord, Lord Stevenson, about the propulsion ava...

My Lords, I am very grateful to the noble Lord for his comments and for dealing with such speed w...

Moved by

Baroness Finlay of Llandaff

11: Clause 2, page 2, line 32, at end insert—