Civil Liability Bill [Lords]

Does the Secretary of State share my anxiety about the high cost of insurance for young people, m...

Yes, I do share my right hon. Friend’s concerns. For many people, a car is not a luxury but is es...

Will the Secretary of State tell the House why there is nothing in the Bill that will allow insur...

I am glad that the hon. Gentleman asked me that question, because not only have we had public ass...

Will the Secretary of State elaborate on his last remark? What incentives or restrictions will th...

I would challenge that. When the Competition and Markets Authority looked at the insurance indust...

rose—

rose—

I will give way, and then I am keen to make progress.

It is key that these savings are passed on to motorists. In the other place, my noble Friend Lord...

If the right hon. Gentleman will forgive me, we will be coming forward very shortly with those am...

I thank the Secretary of State for giving way. On this point about cost savings being passed on, ...

My hon. Friend is right to raise both points. I come back to the fact that the CMA looked at this...

I thank the Secretary of State for giving way so generously. Could he confirm to the House that t...

They will be face-to-face medical examinations, which I believe will provide the degree of robust...

Does not the Minister accept that one of the further flaws in the Bill is that the genuine victim...

This must be put in the context of a package of measures we are taking that seek to address the s...

Four years ago, my family and I had a large car crash. Ever since then, I have been pestered, alm...

In combination with the other measures that we are taking, I think that we are really able to add...

rose—

I will give way, but then I am keen to make more progress.

I am very grateful to the Secretary of State. I have real concerns about the reduction again in a...

We have a system of small claims—by and large, these are very straightforward claims. We want to ...

If the Secretary of State is so confident about those increases in the small claims limit, why ar...

These matters are governed by regulation and we are proceeding on that basis.

Will the Secretary of State give way?

I want to make some progress.

I am aware that there has been concern on both sides of the H...

I am very grateful to hear the Secretary of State say that, because this issue was flagged up by ...

I think that on this occasion I might be able to satisfy my hon. Friend, which I cannot always sa...

The Secretary of State is moving very quickly to the nub of this Bill; this is about preventing o...

Very much so. It remains our objective to ensure that people are properly compensated—that they g...

The Secretary of State is being very generous in giving way. Does he accept that we will have to ...

I think that it would be fair to say that personal injury lawyers have demonstrated adaptability ...

The Lord Chancellor is being very helpful. I welcome what he says about periodical payment orders...

Yes, it is a decision taken by the Lord Chancellor. I was in the Treasury at the time when the mo...

One of the key elements of stopping whiplash claims and so forth was the banning of referral fees...

Of course we continue to look at this area. It is worth pointing out not just what we are doing i...

The Secretary of State says that the Financial Guidance and Claims Act bans cold calling. In fact...

To be clear, we have taken robust action to deal with this issue. I would defend the Financial Gu...

Today we are discussing yet another attack from this Government on our justice system: yet anothe...

I recognise that the Opposition’s job is to oppose, but would the hon. Gentleman not concede that...

I do not quite understand what the hon. Gentleman is talking about when he says that this “exploi...

Hundreds of thousands of workers could be denied access to justice for genuine comprehensive clai...

My hon. Friend makes a very important point. USDAW and other organisations are right to say that ...

Is it not a well-established principle both in this country and overseas, in jurisdictions such a...

We need to ask ourselves what “minor injuries” and “small amounts of money” mean. What is being r...

Does my hon. Friend agree that for cyclists who have accidents, their bicycle may be their means ...

I certainly agree with that point, which I will come to later. People also need to consider the p...

Will the hon. Gentleman give way before he does that?

I will not give way when I want to talk about real-life examples. We need to hear from the people...

I am sure many of us agree that genuine cases need to be treated appropriately, but does the hon....

The evidence does not bear that out. Proven fraudulent whiplash claims amount to 0.25%. To hear s...

Will the hon. Gentleman give way?

I have to make some progress, I am afraid.

The Government have said that they will drop vul...

Is not one real problem with the increase in the small claims limit the fact that a vast imbalanc...

My hon. Friend makes an important point. This goes completely against the principle of equality o...

Does my hon. Friend agree that in employment cases, it is not just about an inequality of arms, b...

That is a very important point indeed. All too often, the human experiences of the individuals wh...

I agree that people who are injured should receive fair compensation, but when 47p of every pound...

Right across the justice sector, the real targets of the Conservatives’ reforms have not been law...

The Law Society considers that fraudulent claims should be addressed by targeting the fraudsters ...

That is absolutely right; it is a powerful moral argument. It is immoral to make the honest vast ...

Order. We have up to 22 Members standing. I just want to try to help everybody, so if we use up t...

In my, I hope, relatively short remarks I would like to concentrate on clause 10 in part 2 of the...

Is the right hon. Lady surprised to learn that, due to the ongoing political situation in Norther...

I am grateful to the hon. Lady for raising that point. I was not aware of it, but it is another e...

May I refer the House to my entry in the Register of Members’ Financial Interests? I should put o...

It is a pleasure to take part in this debate and to follow the hon. Member for Cardiff Central (J...

Will the hon. Gentleman give way?

I will not, because I know there is a time limit and other Members wish to speak. I hope the hon....

The Government talk about reform of the justice system, but I am afraid that on the Opposition Be...

At the outset, I refer Members to the Register of Members’ Financial Interests. I am a practising...

Will the hon. Gentleman give way?

I am afraid that because of time constraints I will not.

I welcome comments the Secretary o...

It is a pleasure to speak in this debate and to follow the hon. Member for South Leicestershire (...

Should not the Government make clear what these changes represent—a capitulation to the interests...

My hon. Friend is absolutely right. The proposals constitute an attack on working people who, thr...

We have just been debating in Westminster Hall the Legal Aid, Sentencing and Punishment of Offend...

My hon. Friend is absolutely right. Had it not been for this debate, I would have attended that i...

Let me begin by declaring an interest, in my role as chair of the all-party parliamentary group f...

Will the hon. Gentleman give way?

I am sorry, but given the time constraint and the fact that many other Members want to speak, I w...

Order. A large number of Members still wish to contribute, so after the next speaker I will intro...

This Bill claims to hand power back to consumers and the Government say that it is a mechanism to...

My interest in this area stems from a very minor accident that my wife and I had a few years ago,...

rose—

Let me finish the point, then I will take an intervention.

My hon. Friend never gives way.

I will give way in a moment. The hon. Member for Jarrow also said that judges have decided that i...

My intervention is a question to you, asking how you think the claims management company got hold...

Order. May I just reiterate that the word “you” should be used to address the Chair? My personal ...

Thank you, Madam Deputy Speaker. The hon. Member for High Peak (Ruth George) might well be correc...

If the speech by the hon. Member for Croydon South (Chris Philp) was a bid to get on to the Bill ...

This important Bill touches upon significant issues of civil liability and the way in which we tr...

It is a pleasure to follow the hon. Member for Bromley and Chislehurst (Robert Neill), the Chair ...

Several issues have been raised in this important debate, but I wish to address two main points. ...

The hon. Member for Hammersmith (Andy Slaughter) said that, at £250 million a year, the insurance...

I would not have thought that it could be described as profiteering. It is a legitimate business....

One of the fundamental principles of the legal system in England and Wales is equality before the...

What does the hon. Gentleman say to people like me who have received emails from compensation cla...

In the cases of people who are willing to enter into a criminal enterprise with those companies, ...

It is a pleasure to be able to speak in this debate on the Second Reading of the Civil Liability ...

I will address my speech to you, Madam Deputy Speaker.

I agree with Government Members that...

This may be a naive question, but it seems as though two different arguments are being made by Op...

I cannot answer for other Opposition Back Benchers. I am speaking as an individual Back-Bench MP ...

This is a sincere question. The suggestion made by the hon. Member for Jarrow and a number of oth...

Order. Having brought to the attention of the hon. Member for High Peak (Ruth George) that she mu...

Thank you very much, Madam Deputy Speaker. If the Minister has questions about other Members’ con...

A robust and fair system for motor insurance is key to making sure that drivers, passengers, pede...

I will be brief because a number of my colleagues have made important points that I do not need t...

It is a pleasure to follow the hon. Member for Hammersmith (Andy Slaughter).

I grew up in a...

It is a pleasure to follow my hon. Friend the Member for Walsall North (Eddie Hughes). He referre...

This has been an interesting and wide-ranging debate. I shall try to summarise many of the points...

It has been a great privilege to be able to sit through this debate with an extraordinary number ...

Will the Minister give way?

Very briefly, because I have been told to stop in three minutes.

What does the Minister think of the idea that we might tweak the system so that periodic payment<...

I am very happy to take that issue offline with my hon. Friend. There is a lot to be said for PPO...

In the thitherto unimaginable scenario that Members do not wish to listen to the hon. Member for ...