UK Parliament / Open data

Consumer Credit Bill

Debate on bills and Committee proceeding on Wednesday, 16 November 2005, in the House of Lords.
Consumer Credit Bill. Lords Committee stage second day. Grand Committee off the floor of the House. (Moses Room). Clauses 38 to 67, 69 to 71 agreed to. Clause 68 agreed to as amended. Schedules 1 to 4 agreed to. Bill reported without amendment (HL Bill 42).

About these Parliamentary proceedings

Reference

675 c301-26GC 

Session

2005-06

Department

Department of Trade and Industry
Committee of the Whole House (HL)

Legislative stage

Committee stage

Procedure

New clauses

Chamber / Committee

House of Lords Grand Committee

Related items

Consumer Credit Bill. Explanatory Notes Bill 2-EN also published.
Wednesday, 18 May 2005
Bills
House of Commons

Proceeding contributions

Lord De Mauley | 675 c319-20GC (Link to this contribution) moved Amendment No. 35:"Before Clause 62, insert the following new clause—"    ““DATA SHARING (1) ...
Lord Razzall | 675 c320GC (Link to this contribution) I support the noble Lord, Lord De Mauley, on this. It is a very simple and practical problem. Clearl...

Show all contributions (42)
Lord De Mauley | 675 c322-3GC (Link to this contribution) I am grateful to the Minister for his response. We all acknowledge the complexity of the situation. ...
Lord De Mauley | 675 c321-2GC (Link to this contribution) moved Amendment No. 36:"After Clause 65, insert the following new clause—"    ““LIABILITY OF DEBTO...
Lord Sainsbury of Turville | 675 c325-6GC (Link to this contribution) : The amendment suggests that the unfair relationships provisions are in some way dependent on the O...
Lord Razzall | 675 c324-5GC (Link to this contribution) This amendment is tabled in my name as well as those of the noble Baroness, Lady Miller of Hendon, a...
Lord De Mauley | 675 c326GC (Link to this contribution) I am grateful to the noble Lord, Lord Razzall, for his helpful comments. I note the Minister’s comme...
Lord Sainsbury of Turville | 675 c312GC (Link to this contribution) The issue is about proportionate action. If there are examples of that taking place—even in a huge c...
Baroness Oppenheim-Barnes | 675 c312GC (Link to this contribution) The noble Lord’s reply will be widely quoted, when the time comes. It will be in everyone’s interest...
Lord Sainsbury of Turville | 675 c310-2GC (Link to this contribution) Clause 38 enables the OFT to interpose intermediate sanctions on licensees, and these sanctions are ...
Baroness Oppenheim-Barnes | 675 c312GC (Link to this contribution) Will the noble Lord expand on one point? He spoke very reasonably about a case in which one person i...
Lord Razzall | 675 c310GC (Link to this contribution) I support the remarks of the noble Lord, Lord De Mauley. My concern is very straightforward. This is...
Lord De Mauley | 675 c307-8GC (Link to this contribution) I thank the noble Lord, Lord Razzall, the right reverend Prelate the Bishop of Worcester and the nob...
Lord De Mauley | 675 c312-3GC (Link to this contribution) I hope I gave the impression that we recognise the advantages of the intermediate sanctions, which a...
Lord De Mauley | 675 c313GC (Link to this contribution) moved Amendment No. 32:"After Clause 42, insert the following new clause—"    ““OFT GUIDANCE    Af...
Lord Sainsbury of Turville | 675 c314-5GC (Link to this contribution) Flattery will normally get you everywhere, except when it comes up against logic and reason. Clause ...
Bishop of Worcester | 675 c305-6GC (Link to this contribution) It is kind of the noble Lord to say that he never would dream of taking the Church to task. In that ...
Lord Lyell | 675 c305GC (Link to this contribution) The noble Lord, Lord Razzall, was speaking. We are under the 10 minutes, but it seems that the drama...
Lord McKenzie of Luton | 675 c320-1GC (Link to this contribution) I am sorry to disappoint the noble Lord, but I hope that I can help him with the thrust of the point...
Baroness Miller of Hendon | 675 c318GC (Link to this contribution) I thank the Minister for that information. I did not know about the case in court. I hope that a dec...
Lord De Mauley | 675 c308-10GC (Link to this contribution) moved Amendment No. 31:"Page 32, leave out lines 12 to 19 and insert—" ““(   )   This section appl...
Lord Sainsbury of Turville | 675 c306-7GC (Link to this contribution) First, this amendment is not so much about parliamentary scrutiny as about laying down some general ...
Lord Sainsbury of Turville | 675 c316-7GC (Link to this contribution) Clause 45 is designed to enable the OFT to require the same information from existing licence holder...
Baroness Miller of Hendon | 675 c317-8GC (Link to this contribution) moved Amendment No. 34: Before Clause 62, insert the following new clause—    ““EXTRA-TERRITORIAL...
Lord McKenzie of Luton | 675 c318GC (Link to this contribution) The noble Baroness has raised an important issue. Section 75 of the Consumer Credit Act 1974 has the...
Lord De Mauley | 675 c315GC (Link to this contribution) I am not sure that the Minister has addressed our concern about so much being done by guidance. I sh...
Lord De Mauley | 675 c306GC (Link to this contribution) I sympathise with the right reverend Prelate the Bishop of Worcester’s comments regarding the unattr...
Lord Razzall | 675 c305GC (Link to this contribution) I rather rudely interrupted the right reverend Prelate before he sat down. It is for him to decide w...
Bishop of Worcester | 675 c304GC (Link to this contribution) I rise to speak to this amendment because of the common thread which the noble Lord said runs throug...
Lord De Mauley | 675 c301-3GC (Link to this contribution) moved Amendment No. 30:"After Clause 37, insert the following new clause—"    ““OFT’S GENERAL DUTI...
Lord De Mauley | 675 c321GC (Link to this contribution) The Minister says that we need to consider the matters to which he referred carefully; I suggest tha...
Lord McKenzie of Luton | 675 c322GC (Link to this contribution) The amendment seeks to address concerns over the so-called half rule, which enables a debtor to hand...
Lord Sainsbury of Turville | 675 c323GC (Link to this contribution) I am grateful to the noble Lord for tabling this important amendment. It addresses a key recommendat...
Lord De Mauley | 675 c323GC (Link to this contribution) moved Amendment No. 37:"Page 54, line 1, leave out from ““section”” to ““House”” in line 2 and inser...
Lord De Mauley | 675 c324GC (Link to this contribution) moved Amendment No. 40:"Page 54, line 33, at end insert—" ““(   )   No order under subsection (2) ...
Lord De Mauley | 675 c323-4GC (Link to this contribution) I am grateful for scraps from the Minister’s table. On Question, amendment agreed to. Clause 68, a...
Baroness Oppenheim-Barnes | 675 c306GC (Link to this contribution) I intervene as someone who served throughout the Committee stage of the first Consumer Credit Act in...
Lord De Mauley | 675 c317GC (Link to this contribution) I understand the Minister’s comments about the amendment widening rather than narrowing the scope, a...
Lord Razzall | 675 c314GC (Link to this contribution) I support the noble Lord with the amendment. We seem to have failed on intellectual argument in our ...
Lord De Mauley | 675 c315-6GC (Link to this contribution) moved Amendment No. 33:"Page 37, line 36, after ““unless”” insert—" ““(a)   the change in circumst...
Lord Razzall | 675 c304-5GC (Link to this contribution) I would certainly never take the Church to task on any topic. I simply drew to the attention of the ...
Lord Razzall | 675 c303-4GC (Link to this contribution) In supporting the amendment moved in the name of the noble Baroness, Lady Miller of Hendon, the nobl...

Subjects

Disclosure of information
Consumers
Debts
Credit agreements
Credit
Credit cards
Licensing
Instalment credit
Powers
Office of Fair Trading
Regulation

Legislation

Consumer Credit Bill 2005-06

Link

View this Parliamentary proceeding on www.publications.parliament.uk
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