Banking (Special Provisions) Bill

I apologise if the noble Lord thought my question irresponsible. I am simply puzzled by the Government’s position. The Minister told us at an earlier stage that the Bill would be wider in order to avoid hybridity—that was the explanation he gave us. The Minister in the other place told us the Bill needed 12 months because they were consulting on wider measures. In the debate in this House last night, the Minister implied that the Bill might be required in order to exercise the power in respect of other institutions. One part of the Government is indicating that there is no requirement to use these powers and that it is not aware of any need to do so. I am simply bewildered as to what the explanation is for the 12 months.