Pensions Bill

That really is not correct. If we examine the circumstances that my noble friend describes, presumably the grandparent is likely to be in work for a period before having children. That is not necessarily the case but it is possible—so there are opportunities there to build for the state pension. If the grandparent has only one child, 12 years’ worth of credits will be earned, so if nothing else happened there would certainly be an entitlement to a proportion of the basic state pension. At that level it would not be the complete state pension. If you assume that after that period there was no engagement with the labour market and no other entitlement to credits, what my noble friend says is right—except that at least on that basis a proportion of the basic state pension would be available to that person.