Pensions Bill

Does my noble friend not accept that, under the 30-year rule, if somebody is a grandparent, even with the 12-year credit rule for their children, 12 of those 30 years are already covered? However extensively they are caring for or looking after—we could debate what those concepts may mean—children grow up. They will not necessarily absorb the whole of the rest of the working life of the grandparent. The 30-year contribution rule, together with the other changes—the de minimis provisions and the mixtures of credit and payments-in—makes a significant difference to the position of grandparents that my noble friend describes.