Tribunals, Courts and Enforcement Bill [Lords]

Yes. My hon. Friend set out very clearly the considerations we intend to include under a heading that, I accept, was a catch-all, as it refers to any other information about the debtor’s personal circumstances. The decision will be made by an experienced county court judge, who must have all the facts before them, so that it will be a reasonable one. It is a big step for anyone to be authorised to take, and I do not doubt for one minute that it will be taken only in the rarest circumstances, when every other possibility has been exhausted.