My Lords, I thank the Minister and everyone who has taken part, whether they agreed or disagreed with me. I really enjoyed the debate; I learned things and some really good ideas came up. I had not realised I would get some medical advice. In response to the noble Lord, Lord Robathan, I appreciate the advice about my heart rate. Its resting rate is 52—I suspect it could improve. As a previous distinguished member of the Special Forces, I suspect his is even lower.
I did not think I would hear a Permanent Secretary previously at the Treasury suggest hypothecation. I did not think it had ever been Treasury policy, but if it is going go for it, I think it is a fantastic idea—the police will appreciate it immediately.
I apologise to the noble Baroness, Lady McIntosh. When I referred to the amendment suggested by Sir Iain, I did not realise that she was the original author. I spoke to him, but I did not realise where the suggestion had come from. I am sorry for not acknowledging that.
I thought that everybody gave a very good account of what happened. I was sorry to hear that the noble Lord, Lord Austin, can no longer achieve 30 miles per hour on the flat—that was very disappointing. One major thing that I thought noble Lords could agree on was speed limits. If they are available for motor vehicles, perhaps they should also be employed and enforced for cyclists. I agree entirely with the broad thrust that the police ought to enforce the law. Whether it is shoplifting or something else, there is more scope for
that. At times, I am one of the biggest critics when that is not happening—so you will never find any resistance from me on that.
The Minister brought out a good example of TfL and the Met dedicating efforts to this area during his time. My final point is that he mentioned further data. My principal thought is to combine the data from the health service with that available from the Department for Transport and the police, so that they are fused together to give a comprehensive account.
Just finally, on insurance, I thought it was weak response. I can see the arguments and logistics against licensing and registration. It is a massive task; I do get that. But, in essence, this would fall to the insurance industry. There may be an argument about whether the premiums would deter cycling, but I suspect that it would not actually cost an awful lot if incidents were as infrequent as noble Lords suggested. If there are fewer collisions, presumably the premiums will be very low.
I thank everybody for their time, particularly the Minister and the Opposition Front Benches, who I know have many demands on their time. I thank the Government for their responses.