I thank the Minister for her answer. I do not think that we are a million miles apart—the intentions are the same.
I still struggle to see how the Bill relates to what she is telling us because I do not think the regulations that it refers to do what she is suggesting they should. I urge her to take a closer look at that.
Also, because the communication of risk in this situation is so fundamental, there is a benefit in placing in the Bill the obligation to make sure that that communication is made properly to members and potential members, taking the point made by the noble Lord, Lord McKenzie. There is an argument for it appearing in the Bill, even if not in the wording that I have provided—I am happy to look at any other form of wording—but something must make it clear that it is necessary for that risk to be communicated properly to members, prospective members and pensioners.
On the basis of what the Minister said, I beg leave to withdraw the amendment.