Moved by
Lord Stevenson of Balmacara
14: Clause 2, page 2, line 34, at end insert—
“( ) As part of undertaking its strategic function to improve the financial capability of members of the public, the single financial guidance body must carry out research on a periodic basis, in collaboration with other bodies with an interest in debt issues, to determine—
(a) the level of unmanageable debt across England, Wales, Scotland and Northern Ireland,
(b) the causes of unmanageable debt, and
(c) ways to prevent unmanageable debt.”