My Lords, I declare my interests as listed in the register as a property owner and as a vice-chair of the Local Government Association. I thank Mr Blackman for enabling the Bill to come to the House and for seizing the opportunity available to him in the Commons. I also thank my noble friend Lord Best for introducing the Bill and taking it through this place. As a former director of the Joseph Rowntree Foundation and chair of a housing association, he obviously has so much experience in this area. His introduction today reminds me of how valuable this House is because of the depth of expertise of its Members in many areas.
I thank the Government for supporting the Bill today; in particular, for the £60 million in financial support and the review they have undertaken to carry out in the next two years to ensure that local authorities are not out of pocket as a result of the Bill. I was grateful to the noble Baroness, Lady Manzoor, for drawing attention to the fact that the Government are also funding to the tune of £40 million their work on rough sleepers. The noble Baroness gave a very vivid example of why this Bill is so important. One can become callous. One sees people on the streets, day after day and year after year, and can take it for granted. The noble Baroness highlighted the fact that we are the fifth richest nation in the world, with one of the highest levels of employment, yet we cannot get this right. I found what she said very helpful.
In the referendum last year, I was disappointed by the decision that was taken. But one of the very positive things that came out of it is a growing recognition that large sections and areas of this nation have been left behind and forgotten. I am grateful to the Government for recognising this and for taking these steps to ensure that the forgotten—those who have been left behind—are properly taken into account and for introducing measures to ensure that their needs will be better met in future.
I am particularly grateful for the impact the Bill will have on young, disadvantaged people, who are perhaps managing without a family. Let me give the example of a young person I met in December of last year. The Drive Forward Foundation is a charity which works with care leavers to help them into professions. A number of its ambassadors came to Parliament to meet with me and to discuss their experiences. I was introduced to a young black woman in her early 20s, about five foot tall, who had a disability. She had secured an apprenticeship in a City firm, at great sacrifice to herself because of the complexities of how things work with housing benefit. For many care leavers there is a disincentive to enter work because, as long as one is on benefit, one is fine. However, as soon as one starts getting an income one’s housing benefit drops and one has to perhaps seek a new home—as she did—in order to be in employment. She just managed to meet her rent each week and was eking out a living in order to do this apprenticeship which was important to her.
She had to lie to her landlord because, as we have heard, more and more private landlords do not wish to accept people on housing benefit. She did not tell him that she was on housing benefit but he found out and decided that she must go. I had an e-mail about a week after we had me to say that this young woman was about to become homeless and asking if I could do anything to help. Thankfully, through her own resourcefulness, she found another room.
I was also told that, as she was a care leaver, her local authority owed her certain duties. Her local authority said, “Wait until the bailiffs arrive and then we will come and help”. Her situation highlights the importance of the early intervention that the Bill offers. The last thing this young woman needs is to have to worry about her accommodation. By enabling early intervention to help people through the transition, the Bill will be a great help to disadvantaged young women like her who are ambitious to make a good job of their lives.
I have another request for the Minister. It would also be helpful to young men and women in her position if the Government were to respond to the requests in the Crisis campaign to ensure that, first, there is a proper mortgage guarantee for people entering private landlord accommodation; and, secondly, that help-to-rent supports both the private tenant and the landlord to give them confidence that things will progress well. There should be a mortgage guarantee and support for the tenant and landlord so that it becomes more attractive for private landlords to take on tenants such as this young woman.
Perhaps the Minister will write to me outlining what progress has been made in responding to the Crisis campaign in this area. The noble Lord, Lord Best, has raised this matter in the past and I would be grateful if the Minister would write to me about it.
In closing, I say that I am grateful to Mr Blackman and my noble friend for bringing the Bill to this House and for the Government’s response. Listening today to broadcasts about the recent by-elections, I heard one woman say, when asked about her vote yesterday, “I feel forgotten. I do not think it matters which way I vote”. Another resident of Stoke-on-Trent said, “For 40 years nothing has been done here. I feel that no party has taken any interest in my area”. So I am therefore grateful that the Government are taking steps such as these to reach out to people who may have been left behind in the past. I wish the Bill a speedy journey to the statute book. I certainly will not seek to make any amendments to it.
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