I will make a little progress and then give way to my hon. Friend the Member for Basildon and Billericay (Mr Baron).
Currently, one in seven adults over 65 faces care costs of more than £100,000 over their lifetime. We are capping the amount that anyone will be forced to spend on personal care costs in their lifetime at £86,000. That is a seismic and historic change in the way we pay for care in England.