Financial Guidance and Claims Bill [Lords]

It is a great pleasure finally—for the third time of asking, I believe—to have the opportunity to...

I thank the Minister for giving way and commend him for the action that he has taken—I am very su...

I have tried to make clear that when we are setting up a new body, it is important that we take t...

I wish to address the issues of pensions cold calling in new clause 9, wider cold calling in amen...

My hon. Friend referred to Jet2, which is headquartered in my constituency and has raised this is...

My hon. Friend is absolutely right. When a reputable company such as Jet2 makes the point that th...

My hon. Friend makes an excellent argument for banning such cold calls. Does he agree that the ba...

My hon. Friend is absolutely right. There are legal consequences for those who make unlawful clai...

I will speak to amendment 41, which is in my name. My amendment is intended to make a point to th...

I agree with what the hon. Gentleman is saying. Does he not think, therefore, that there is consi...

I am sure that there is enormous merit in new clause 2, and I hope that the hon. Gentleman has th...

The hon. Gentleman is making a salient point. Given that the range of interest rates for a number...

I am grateful to the hon. Gentleman, and I agree. He will note the very distinguished role that h...

The hon. Gentleman keeps saying that this is about releasing equity. What people are actually doi...

They are not borrowing against the perceived wealth of the property—it is the actual wealth of th...

I rise to speak to amendments 39 and 40, which are in my name. I want to say at the outset that w...

I shall restrict my observations to pensions cold calling and unsolicited marketing thereon.

The hon. Gentleman talks about a total pot in the trillions, but for the vast majority of people,...

I thank the hon. Gentleman for that contribution. There is a wide debate—I have taken part in it—...

I wish to speak to amendments (b), (c) and (d) to new clause 9, which stand in my name. As the Ho...

I am pleased to be called to speak in this debate, Madam Deputy Speaker, because the issues are o...

On the British Steel pension scheme, does the hon. Gentleman agree that the FCA has been very slo...

That issue certainly came up in our evidence. Those who saw our evidence sessions will know that ...

My hon. Friend is giving an important speech. Some of the evidence that we received on the Work a...

I thank my hon. Friend for that point; I agree that it is critical that we take action to stop co...

Does my hon. Friend agree that although the pension freedoms that were introduced in 2015 were a ...

I absolutely agree. That is why it is so important that this legislation is passed and that the G...

I am delighted that we have finally got our time to debate the Bill; some people in Parliament mi...

I thank my hon. Friend for making such an impassioned speech about such a serious issue. I am sur...

My hon. Friend is absolutely right. It is no surprise that she has done so much work on the link ...

First, I should like to declare an interest as the current chair of the all-party parliamentary g...

I rise to speak to the three amendments in my name. According to a recent Bank of England survey,...

My hon. Friend makes an excellent point, but does he agree that the disclosure of such data would...

My hon. Friend makes a good point.

In the United States, federal banking regulators regular...

I refer Members to my entry in the Register of Members’ Financial Interests. I completely agree w...

I agree with that point, which is why it has been encouraging over the past 10 to 15 years to see...

I apologise for intervening again, Madam Deputy Speaker. I was a director of a credit union in St...

My hon. Friend amplifies the point I was making. One last point to make is that there is a need f...

Order. Before the hon. Gentleman comes to his last point, there seems to be a lack of understandi...

I had finished, Madam Deputy Speaker.

I am delighted to hear it.

You make a salient point, Madam Deputy Speaker. I have been sitting here for two hours, so I agre...

I apologise for missing the earlier part of the proceedings; I was chairing a debate in Westminst...

I am here to support the amendments in the names of my hon. Friends the Members for Walthamstow (...

I want to speak briefly to new clause 2. While I am sure, Madam Deputy Speaker, that you have man...

I, too, want to support my hon. Friends the Members for Walthamstow (Stella Creasy) and for Harro...

I want to speak to amendments 8 and 9, which, unlike new clause 4, would lead to an outright ban ...

Does my hon. Friend agree that a total ban on cold calling, including from claims management comp...

I absolutely agree. Surely a better solution to this issue is to have an outright ban on cold cal...

I am acutely conscious of the need not only to get on to the second group of amendments but to re...

In the spirit of being able to get on to the next group, we welcome the ban on pension cold calli...

I am grateful to the hon. Gentleman and I acknowledge his kind words, which are reciprocated from...

If the Minister’s optimism is misplaced on not accepting the amendments that I spoke to on behalf...

I thank the right hon. Gentleman for his remarks. I always listen very carefully to what he says....

I beg to move amendment 5, page 5, line 37, at end insert—

“(ia) how it will specifically p...

With this it will be convenient to discuss the following:

Amendment 3, page 5, line 39, at ...

I shall speak to amendments 5, 6 and 7. I am incredibly grateful to colleagues on both sides of t...

Order. Some hon. Members are leaving the Chamber, and there is quite a lot of chatter. It would b...

I am grateful to you, Madam Deputy Speaker.

I am concerned about the charges that those peo...

In the interests of time and to allow others to speak, I just wanted to confirm that the Governme...

I am incredibly grateful to the Minister. What he has just shared with the House has been missing...

Being mindful of the need to allow others to speak, I rise to discuss Government amendments 13 to...

We may not get a chance to discuss the amendments supported by the Work and Pensions Committee, s...

The spirit that has run through the House during the passage of the Bill necessitates continued d...

It has been good to join the hon. Members for Liverpool, Wavertree (Luciana Berger) and for Plymo...

Given the shortness of time, I will be brief. I thank the Minister and congratulate him on provid...

I rise to speak to my amendment 30, which would improve the timeframe for the breathing space, en...

I rise to speak in support of amendment 5, which is in my name and those of the hon. Members for ...

I beg to ask leave to withdraw the amendment.

Amendment, by leave, withdrawn.

I will now suspend the House briefly in order to make a decision about certification. The Divisio...

I can now inform the House that I have completed certification of the Bill, as required by the St...

indicated assent.

The House forthwith resolved itself into the Legislative Grand Committee ...

I remind hon. Members that, if there is a Division, only Members representing constituencies in E...

On a point of order, Madam Deputy Speaker. I am grateful to you for all the onerous contributions...

That is not a point of order. If the hon. Gentleman wishes to speak on Third Reading, he is able ...

I beg to move, That the Bill be now read the Third time.

This Bill is an important piece of...

I thank my right hon. Friend for giving way so early in her speech. Does she agree that it is imp...

I do indeed. We need to have bodies that have teeth, that are able to do this and that we can hav...

Why does this Bill matter? It matters because of that Port Talbot shift supervisor who said he wo...

I echo the compliments that the hon. Member for Birmingham, Erdington (Jack Dromey), the shadow M...

It is a pleasure to follow the hon. Member for Reigate (Crispin Blunt) and I wish to echo much of...

I will not detain the House for long. In a long afternoon of debate on financial guidance and col...