Financial Guidance and Claims Bill [Lords]

The hon. Gentleman makes an important point. Once the new body is set up, it will be able to see ...

The fact that household debt in this country now stands at £1.9 trillion shows just how important...

My hon. Friend raises a very good point about how to help those who are most vulnerable—how to he...

rose—

rose—

If I can make a bit progress, I will take some more interventions.

Old Mutual Wealth has no...

I am very grateful to the Secretary of State for giving way. As she seems to be acknowledging, th...

The hon. Gentleman raises a very good point. Different people glean information through different...

One big problem with information for ordinary people is that it is complex. Will right hon. Lady ...

Again, a valid point—the advice has to be impartial, free and in a language that people understan...

Further to the question asked by the hon. Member for Taunton Deane (Rebecca Pow) about the rise i...

First, debt is not rising. It has actually fallen over the past eight years, but it is still too ...

Further to the point that the hon. Member for Nottingham East (Mr Leslie) made about financial re...

My hon. Friend makes a good point. Household debt rocketed under the previous Labour Government, ...

Has the Minister considered whether the breathing space will apply to public as well as private s...

While looking at this respite, we are having a call for evidence to determine how best to proceed...

I will make a little progress before taking any more interventions, because otherwise I will neve...

It is great to see you back in your rightful place, Mr Deputy Speaker.

May I take the Secre...

I reiterate what the hon. Gentleman said and welcome the Deputy Speaker to the Chair.

The m...

I very much welcome part 2, which does improve protections. Is my right hon. Friend aware that th...

My hon. Friend always provides wise words. I can assure him that those matters will be taken into...

One thing that the Bill was silent on, until amended by the Opposition in the other place, is col...

There will be a ban on pension cold calling, and we will work through the detail of how that will...

Will the Secretary of State give way?

If I may, I will continue a little bit further and then I will take another question.

I wil...

Does the Secretary of State share my concern about the UK Government’s intentions with regard to ...

We are of course looking at pensions today, but other rules, regulations and laws are in place to...

I will briefly give way to my hon. Friend, but I will then continue with my speech.

I listened very closely to what the Secretary of State said about the breathing space, which is a...

When people call seeking advice and support, they may be doing so for themselves or for the house...

May I welcome my right hon. Friend to her new position? As the former Minister with responsibilit...

I thank my right hon. Friend for his intervention. No one knows more about this subject than him,...

On the question of cold calling raised a moment ago by my right hon. Friend the Member for Wantag...

That is our intention and that is what we will do, but those finer points will be worked out by t...

rose—

If I can continue for a little longer, I will then take some more interventions.

The Govern...

One of the important things that the Bill does is regulate nuisance cold calling. It is sometimes...

I thank my hon. Friend for raising that important point. I bet that many constituents could bring...

Will the Secretary of State give way?

I will, but this intervention will be the last one.

The Secretary of State is being extremely generous. I sense some puzzlement on both sides of the ...

We have brought that forward. That will be for this Bill. For pensions, there will be a ban. It i...

How lovely it is to see you in your place, Mr Deputy Speaker; I extend my good wishes to you.

Is not one problem that risks inhibiting the success of the new single financial guidance body th...

My hon. Friend makes a valuable point. I am not familiar with that particular piece of American l...

The transfer of the British Steel pension scheme into a new scheme was announced in early 2017 an...

My hon. Friend makes a very valuable point that I will come to later. This is what we are seeing:...

Does my hon. Friend agree that it would be useful to have a connection between the new financial ...

My hon. Friend has made an absolutely key point. To go back to my urgent question, things are sli...

I thank my hon. Friend for giving way again. I am fortunate enough to chair the Co-operative part...

Again, my hon. Friend makes a very interesting point, and I would look to work with him on the de...

On that point, will the hon. Lady join me in congratulating Nationwide Building Society, which ha...

I congratulate Nationwide and all organisations that recognise that they have a duty of care to t...

Order. Before I call the next speaker, I want to suggest an informal time limit of between 10 and...

I will try to do a great deal better than 10 minutes to 12 minutes, Mr Deputy Speaker. It is a gr...

My hon. Friend is making a powerful speech on an important issue. He will understand how much Sco...

I am shocked to learn that the Scottish Government have been so slow to take action when the West...

The hon. Gentleman will understand that this is a reserved matter, so the Scottish Government hav...

That’s not true.

I notice that my hon. Friend takes a different view from the hon. Member for Airdrie and Shotts (...

I thank my hon. Friend for making this powerful speech. In addition to raising the cost of insura...

My hon. Friend makes a good point. I consider myself a fairly robust individual, but the constant...

May I say on behalf of those on the Scottish National party Benches what a pleasure it is to see ...

Very briefly, on the subject of clarification, does my hon. Friend agree that, under devolution l...

That clears up an earlier point of issue in a previous speech regarding where the responsibility ...

I am delighted to have this opportunity to speak in today’s debate. I am particularly passionate ...

At the time, I was chair of the all-party parliamentary group on financial education for young pe...

I thank my hon. Friend for his intervention. I completely agree with his comments and commend him...

It is a pleasure to follow the hon. Member for Chippenham (Michelle Donelan). Unsurprisingly, I w...

I merely make the point that my hon. Friend the Economic Secretary to the Treasury and I will be ...

I am very pleased to hear that, but I think financial inclusion is so important on so many levels...

It is a pleasure to follow the heartfelt advice of the hon. Member for Makerfield (Yvonne Fovargu...

On behalf of my party, may I say that it is a pleasure to welcome you back to the Chair, Mr Deput...

It is good to see you back in your place, Mr Deputy Speaker.

I welcome the Second Reading o...

It is a pleasure to follow the hon. Member for Mid Derbyshire (Mrs Latham). I particularly welcom...

I want gently to take issue with what the hon. Lady just said: the overall level of household deb...

I do not mean that debt is higher as a proportion of income; I meant that it is higher as a perce...

It is a pleasure to follow the hon. Member for Kingston upon Hull West and Hessle (Emma Hardy). I...

I welcome the chance to speak in this debate. I will make a short speech on a topic that has been...

I am pleased to speak in support of this Bill, which is of real significance to my constituents, ...

In contemplating my hon. Friend’s outstanding speech, let me help him with a couple of points. Th...

I thank the Minister for his intervention. On that basis, I will move on to clause 4 and pensions...

I rise to speak specifically in favour of the amendments tabled in the other place in respect of ...

It is a pleasure to contribute to the debate. It is also a pleasure to follow the hon. Member for...

I am delighted to contribute to today’s debate. The Bill deals with a range of issues, but I want...

It is a great pleasure to follow the hon. Member for North Ayrshire and Arran (Patricia Gibson).<...

The hon. Lady correctly says that there is no recourse for people who are plagued by cold calls. ...

I thank the hon. Lady for her intervention. She made some excellent points in her speech, and I h...

It is an honour to follow the hon. Member for Redditch (Rachel Maclean).

Even though my hon...

Will the hon. Lady give way?

No, sorry.

The town of Crewe, in my constituency, has in recent years been identified as on...

I believe protocol dictates that I should say that it is a pleasure to follow the hon. Member for...

I am grateful to my hon. Friend for giving way as the hon. Member for Crewe and Nantwich (Laura S...

And I have certainly not witnessed any—nothing but good grace from my hon. Friend in the past.