I, too, thank the hon. Member for Aberavon (Stephen Kinnock) for spearheading our attempts to secure this debate. It has given hon. Members from across the country a welcome opportunity to debate a rich variety of issues.
I commend the hon. Member for Montgomeryshire (Glyn Davies), who is no longer in his place, for his glowing tribute to David Lloyd George and Lady Megan Lloyd George. Lady Megan Lloyd George strayed a little in later life and became the Labour MP for Carmarthen. The hon. Gentleman failed to mention the word “Liberal”, but for 54 years, David Lloyd George was a Liberal in this House, as was Megan Lloyd
George for 22 years. Perhaps none of us aspires to 54 years in the House, but Lloyd George managed it. He is a great hero of mine as well as of the hon. Gentleman’s.
I want to raise a range of issues. I do not have the geographical organisation of the hon. Member for Gower (Byron Davies), who gave us a tour de force around Wales. I will pick randomly on issues that affect my constituency, but which I believe are pertinent to other constituencies across the country.
I believe that the hon. Member for Aberconwy (Guto Bebb) will relate to one issue that cropped up earlier today, because he has done a great deal of work on the mis-selling of interest rate swap products and led our campaign on the matter. I have done a little work on that as well, and I have tried to represent the interests of my farming community. I am concerned about a letter that I saw this morning from a bank to one of my constituents. I had no hesitation in referring my constituent—a farmer, who has worked hard and continues to do so, and who wants to develop his business—to the Financial Ombudsman Service to attempt to get some redress and independent adjudication. The bank wrote:
“If the FOS agrees with us, they will not have our permission”—
so says the bank
—“to consider your complaint and so will only be able to do so in very limited circumstances. If you do not refer your complaint to the FOS within six months, the FOS will not have our permission”.
That is the bank talking, not the independent adjudicator, the ombudsman. I will not go into the specifics of the case, but it is a concerning state of affairs when the banks regard the ombudsman in such a way, and when my constituent is treated with such contempt.
Transport has been a big theme of the debate. I want to raise the issue of physical connectivity. If the hon. Member for Newport East (Jessica Morden) has been, to use her words, “banging on” about the Severn bridge tolls for a long time, I have been talking about the Aberystwyth to Shrewsbury railway for a long time. There have been great advances, and I pay tribute to the Assembly Government for instigating an hourly service and investing in a new signalling system. I very much welcome the fact that Welsh Ministers are likely to be the franchising authority for Wales and the borders by 2017. Negotiations are taking place between the Government in Wales and the Department for Transport. Concerns have, however, been expressed about the remapping of services in the franchise. The Shrewsbury to Aberystwyth Rail Passenger Association is very concerned about consideration being given to splitting the current Cambrian coast and Aberystwyth to Birmingham service, meaning that all trains will terminate in Shrewsbury, rather than going all the way through to the west midlands. I understand the logic of a neat franchise boundary, but that will have an impact on constituents.
We have spent a long time promoting the tourism sector in west Wales and building links between Aberystwyth and west Wales and Birmingham International airport. During the previous Parliament, the Welsh Affairs Committee looked at the direct route through to the airport. It is now a great success, with 50% more trains through to Aberystwyth and a 40% increase in the number of passengers using the service. I hope that the Wales Office will, if it has not already done so, become engaged in those discussions, and at the very
least voice the concerns that some of us have about the need for direct services from the midlands to west Wales.