I have great respect for the hon. Gentleman, but he was not in the Chamber when I referred to the Master of the Rolls. We need to make sure that employees who do not know the position are educated and told the position, and that those who are not properly trained are properly trained. Debating a three-clause Bill today, and even passing it in the next few months, will not make a jot of difference. We need to make sure that the public and those who work in the emergency services are better educated and know what obligations and duties are placed on them, without the risk and fear of litigation.
Let us be clear: this Bill is targeted at negligence and not at health and safety at all. When the Justice Secretary claims, as he does, that his Bill will
“finally slay much of the ‘elf and safety’…culture”,
he must be honest about the fact that he is being disingenuous, to say the least. If this Bill were really about health and safety, he would be telling the House about the conversations he has had with the Health and Safety Executive and its views on the necessity for such legislation. Again—I think for the seventh time—I will happily allow him to intervene on me to update the House on those conversations with the Health and Safety Executive. Silence again.
We will use the Committee stage of the Bill to scrutinise in more detail its ramifications, both intended and unintended, because it might end up having the opposite effect to that which the Justice Secretary wants. A single act or omission is all that is needed to be negligent. That act or omission might be so serious, causing injury, pain or even death, as to outweigh any amount of good behaviour. He likes talking about hypothetical situations, so what about this one? You are the parent of a child. Would you want them to go on a trip knowing that if they are injured owing to a fault on the part of the school, youth club or scouts, they will not get compensated? The Bill creates the impression that this is the Government’s intention. Or this one: the chairman of a local football team cuts corners when vetting volunteer coaches working with children in the belief that he is protected by the law because in providing coaching for children, he is, to quote clause 2,
“acting for the benefit of society”.
The ramifications of this Bill are that children risk being more exposed to risk. Is that the Government’s intention in introducing it?
If that is not the Government’s intention, this three-clause Bill will not make any difference to the current state of play, as the former Solicitor-General made clear in his intervention. When assessing negligence claims, courts already take into account whether somebody is doing something for the benefit of society, as is recognised by the impact assessment of the Ministry of Justice. That is why organisations have insurance. Although they may be defendants in a claim, they would not be financially liable and their insurer would pay out.
That leads me on to another point. It is interesting that the impact assessment states:
“Insurers and other defendants may gain from slightly reduced aggregate compensation paid and this may feed through to lower insurance premiums.”
However, there is no attempt whatsoever to quantify that, and nor is there any undertaking from insurance companies that it will be passed on to customers—all of which leaves us questioning whether any of that will actually happen in practice, or will insurance companies just end up with higher profits? We all know, by the way, that those companies have donated millions of pounds to the Conservative party’s coffers over recent years.
The House must also steel itself for the inevitable last-minute tabling of a slew of Government new clauses and amendments. The Justice Secretary has a very bad habit of doing that. Such proposals get a cursory amount of scrutiny at best, but they are designed to get the good media hit he so craves and to raise a cheer from his beleaguered Back Benchers. We are very alert to the possibility of new things being added to the Bill at later stages.
Short though today’s Second Reading debate will be, given the paucity of Government speakers, it would be helpful if the Justice Secretary could provide a number
of reassurances. Will he reassure us that the Government have no intention of watering down the duty on businesses, particularly small firms, to take out employers’ liability insurance, and that there are no plans to make individual employees take out their own insurance as an alternative to employers’ liability insurance?