Saving Gateway Accounts Bill

I am grateful to the Minister for that reply. The idea is that the answer to the problem of someone who does not take this up after three months is that they request a repeat notice by phoning HMRC. The thought of phoning HMRC, frankly, fills me with dread because I am a busy man. The idea that the majority of people on these allowances would take the opportunity to phone HMRC is absolutely fanciful.