Legislative Reform

The hon. Gentleman raises a very important concern. I understand that the whole reason for doing that is to ensure that the money ends up in the hands of the creditors. Every small business man would support that, because they are the ones who get caught out and hurt by such cases. Will the hon. Gentleman explain where his fears might lie? I am perfectly happy to take the Minister's advice that he is confident, but I want to be aware of the fears that the hon. Gentleman might have so that I can monitor the situation.