Welfare Reform Bill

Leaving aside for the moment the interest rate question—although I should say that some of my constituents who deal with backstreet moneylenders would willingly settle for 27 per cent., given what they are currently asked to pay—is there not something of real significance in the Government's idea that we should move away from the ration-book, centrally decided issuing of loans or grants to a system that is much more community based? Is that not something that the right hon. Lady's leader, the right hon. Member for Witney (Mr. Cameron), greatly supports?