Dormant Bank and Building Society Accounts Bill [Lords]

I am grateful for that guidance, Mr. Deputy Speaker. You will understand from the exchange that I had with the hon. Member for North-West Leicestershire (David Taylor) why I may have chosen to trespass on your good will on this occasion. Returning to the Bill, new clause 3 provides an opportunity to scrutinise how well the reunification arrangements work, which is important because we want the scheme to work. It is important to bear in mind that the money we are talking about—we have talked about the projects on which it might be spent and the opportunities that might be provided—comes from the accounts of bank customers. We need to make sure that in our enthusiasm and keenness to see that money flow through to good projects, we never forget that the process of getting it into the Big Lottery Fund should be done well. The Bill is an important step forward in resolving the debate on the use of money in dormant bank and building society accounts, and it will provide a good opportunity to develop youth services, financial inclusion and the social investment wholesaler. It is important, bearing in mind the source of the money, that we ensure that it is spent wisely, efficiently and well. That task will be entrusted to the Big Lottery Fund. All those who have an interest in the Bill, whether they are consumers, banks, charities or the Big Lottery Fund, will be well aware from the conclusion of our proceedings that we want not only to ensure that the scheme works properly, but to continue to scrutinise how it works to ensure that we get the best value possible from those assets.