Dormant Bank and Building Society Accounts Bill [Lords]

My hon. Friend refers to clause 5(4) as being the ultimate sanction, but the provision itself simply refers to ““a direction””. Usually when the House talks about sanctions, they are specified, as with a fine of up to level 5 in a magistrates court, for example. A criminal penalty, or a mechanism for determining such a penalty, is usually specified in such Bills. That is what I regard as a sanction. I do not regard the phrase ““give a direction”” as a sanction, however. If we reject amendment No. 10, as I suspect we will, and retain clause 5(4), I shall be unsure what sanction would be imposed if a reclaim company failed to follow such a direction.