Dormant Bank and Building Society Accounts Bill [Lords]

No, because I do not have that information available. Ireland, for example, has a far smaller population than ours—it is about 5, 6 or 7 per cent. the size of that of the UK—so there would be difficulties in making a direct comparison. There may be economies of scale in running such a scheme in a country with a much larger population, such as our own. The parallels are not absolute in that the scheme in the new clause is voluntary. My earlier point was that Canadian and Irish residents are similarly concerned about data being used appropriately, but as far as I am aware, that process has not proven to be a great problem in those countries. In conclusion, under the House's decision to adopt new clause 3, a provision has been made for a review. It seems appropriate to those in my party that the Treasury take on that power. It may have a register—it is under no obligation to do so, but that would be a reasonable part of any review that the Treasury can decide to have, thanks to the earlier vote. We are seeking to complement the process, and go in the same direction as the Government. Overwhelmingly, we are putting forward the voice of the charitable sector, which has made many representations to us, and is broadly supportive of the new clause. On that basis, I ask hon. Members to support it. Question put, That the clause be read a Second time:— The House divided: Ayes 36, Noes 245.