Dormant Bank and Building Society Accounts Bill [Lords]

That is an interesting alternative suggestion. Although it is not contained in the new clause, I imagine that the hon. Gentleman shares my concern about trying to ensure that the money intended for charities reaches them to the maximum degree. I was asked whether this provision would be additional and complementary to the website or would replace it. I think that it could and should be complementary. Points were raised about the cost. There would be a cost but, as the hon. Member for Broxbourne implied, there is currently a cost to the charities, who fear that they may not be united with money that was intended for them. Of course there would be an administrative burden if one were to set up a register, but one would hope that the total amount of money realised for charities would exceed the cost of administering the scheme many times over.