Dormant Bank and Building Society Accounts Bill [Lords]

Does the hon. Gentleman accept that a register may well be complicated, and that if the Government do not like that complication, then why not, instead of giving the Big Lottery Fund 100 per cent. of the moneys contained in the dormant bank or building society account held by a third party, give it 95 per cent. and earmark 5 per cent. for distribution to charities?