Pensions Bill

My Lords, this does not relate only to pensions; this builds on work that I have done with Vince Cable in the other place on the need for a rollout of a national debt advice service. That is the key point. The incremental cost may be even less. This is clearly a pensions debate, but we have been saying in all the warnings that Vince Cable has been giving about debt generally that we need to move to a much higher gear. That is the kind of figure that we are thinking about. We can talk further about it but that is roughly the figure, on our analysis, as part of an overall national debt advice service.