Dormant Bank and Building Society Accounts Bill [Lords]

I think that the Government went through a consultation process. It will be interesting to see just how the Government will consult on how they allocate the money from the reclaim fund to the three priorities. What sort of consultation process will they expect to see? How will they gauge the amount to be allocated to each of the three priorities? What weight will they give to the fact that the person responsible will be the Secretary of State for Children, Schools and Families, one of whose main responsibilities is youth services? It is not clear how we will get a fair process lined up. Of the three priorities in England, two—youth work and financial inclusion—are already supported by Government expenditure. The challenge facing the Government and the Big Lottery Fund will be how to demonstrate that money spent is additional to the money that the Government already intended to spend. That additionality is quite a difficult issue for the distributor to come to terms with. It is easier if the scheme is launched part-way through a comprehensive spending review period, but once a scheme is up and running there will always be concern that the spending priorities have been set in the knowledge that money is coming through from those sources.