Banking (Special Provisions) Bill

My Lords, I apologise for interrupting the Minister, but how can he describe a situation where it has taken the Government five months to make up their mind as an emergency? If you waited five months for an ambulance it could not be described as an emergency. What is the crisis? What is the emergency? The shares have been suspended. The Minister has still not answered the question that was asked repeatedly at Second Reading. What is the emergency? What is the urgency? Will he explain why he is using terms such as ““emergency””? I cannot see any immediate emergency.