Pensions Bill

Does the noble Baroness accept that irrespective of whether the amendment were written in the Bill in the way that she proposes, anybody involved in the delivery authority could not help but understand the parameters under which we want personal accounts to develop? I refer to the White Paper, the consultation, the response to it, a myriad of statements around the Bill and the discussions in another place and in this place. Somebody would have to be living on another planet not to understand the thrust of what we want to achieve with personal accounts.