Pensions Bill

I do not think that the noble Lord, Lord Skelmersdale, should be surprised to discover that women are safer drivers than men; if I were running a motor insurance company, I would be only too happy to have only women on my books. I pay tribute to the great work that the noble Baroness, Lady Howe, did at the Equal Opportunities Commission; indeed, I was special adviser to Roy Jenkins when we set up its predecessor, the Sex Discrimination Board. However, I am sorry to say that this is not an appropriate area for legislation; it is reasonable to let the market decide. I am sorry that we cannot support her.