Building Societies (Funding) and Mutual Societies (Transfers) Bill

Will the Minister confirm my understanding that although the limit may be raised from time to time, by order, and an individual society may at some time reach that new higher limit, there is no reason why the building society should not of its own volition reduce that amount of borrowing if it feels, particularly after consultation with the FSA, that it is too much? It is not an inevitable ratchet whereby borrowing at that higher level must continue.