Consumers, Estate Agents and Redress Bill [Lords]

I assure the hon. Gentleman that its role will be both general and particular, and that it will have a role specifically to tackle issues to do with vulnerable consumers, in terms of dealing with their initial problems and complaints and in assisting them through the process—all the way through, if necessary—of getting redress for their personal circumstances. The hon. Gentleman can rest assured that the proposed legislation will do that. Consumers will know when to turn for help and who they can turn to for help. Consumer Direct will act as a first port of call, dealing with simple complaints and inquiries, or referring consumers on to redress schemes if the company in question fails to resolve the problem. The hon. Gentleman’s point is well made in that regard. Even at the stage of the first port of call with the company, the most vulnerable consumers will be assisted. When they make contact with Consumer Direct, they will not simply be told, ““Well, go away and see what you can do, and then come back to us if the situation has not been resolved.”” We will provide an end-to-end service. Let me be clear: we have big ambitions for the new National Consumer Council that I am confident this House will share. Our challenge is to take the best of the current organisations—their knowledge, their independence, their ability to act quickly—and to build that into something even better: a champion fighter that is able to protect consumers and that is admired for its expertise, trusted for its advice and feared by those who would rip off consumers. I should at this stage report that we had an informative and thorough debate in another place. As a result of listening to concerns raised, the Government laid a number of amendments. In particular, there were concerns about the position of the Scottish and Welsh Consumer Councils. It has always been our intention that those bodies should undertake the same key functions as the new National Consumer Council. We laid a number of amendments in another place to clarify the role of the Scottish and Welsh Consumer Councils, and to ensure that they are provided with the power to exercise the same key functions within their relevant territories, except for a very few instances where it is necessary for the new National Consumer Council to maintain a co-ordinating role. The Bill also extends the availability of redress for consumers in the energy and postal sectors. Energywatch and Postwatch currently labour under a significant burden of complaints. However, they can seek to resolve these complaints only through persuasion. They have no powers to enforce resolution and cannot provide for redress or compensation.