Consumer Credit Bill

It is not that we disagree with the amendment. I think that the Government were right in another place to listen—eventually—to the recommendations of the Delegated Powers and Regulatory Reform Committee. My point is that a Bill that is being dealt with in the other place, having been scrutinised in this place—the Legislative and Regulatory Reform Bill—gives Ministers powers to change regulations willy-nilly, without coming back to Parliament. If we pass the amendment, will we merely give ourselves a breathing space of a few months because in due course Ministers will be able to disregard it?